Payment Depot Review 2025

Wholesale rates ideal for minimizing fees

Get Offer

Monthly

$49–$199

Devices

Clover, Dejavoo, SwipeSimple

Fee

IC + $0.05–$0.15

Is Payment Depot Worth Signing Up For?

Payment Depot offers transparent, membership-based pricing with no long-term contracts or hidden fees. Its interchange-plus model provides cost-effective credit card processing, making it ideal for businesses aiming to reduce transaction costs.


What Does Payment Depot Include?

Payment Depot provides a comprehensive suite of services to support your business operations:

  • Interchange-plus pricing with low per-transaction fees
  • No setup or cancellation fees
  • 24/7 customer support via phone and email
  • Integration with major POS systems like Clover and SwipeSimple
  • Virtual terminal and payment gateway access
  • Detailed analytics and reporting tools
  • Support for in-person and online payments

Pros & Cons

  • Check Icon Transparent pricing with no hidden fees
  • Check Icon Access to wholesale interchange rates
  • Check Icon Flexible month-to-month contracts
  • Cancel Icon Only available for US-based businesses

Payment Depot at a Glance

Excellent
9.8

Editorial Score

9.8

Cost-effective payment processing with transparent pricing

Low Rates

9.0

Interchange plus 0.2%–1.95% depending on card type

Low Fees

9.5

Monthly fees from $49 to $199; per-transaction fees of $0.05–$0.15

Payment Services

9.0

Supports major credit/debit cards, ACH, and digital wallets

Additional Benefits

9.0

Includes virtual terminal, analytics, and reporting tools

Customer Support

9.0

24/7 support via phone and email

Payment Depot Plan Pricing

Plan Monthly Fee Per-Transaction Fee
Basic $49 Interchange + $0.15
Most Popular $79 Interchange + $0.10
Best Value $99 Interchange + $0.07
Premier $199 Interchange + $0.05

FAQs

How do I sign up with Payment Depot?

Visit Payment Depot’s website, provide your business details, and request a custom quote. A representative will guide you through the onboarding process.

What hardware options does Payment Depot offer?

Payment Depot offers a range of POS devices, including Clover Mini, Flex, Station, Dejavoo terminals, and SwipeSimple mobile readers.

Does Payment Depot support online payments?

Yes, Payment Depot provides virtual terminals and integrates with e-commerce platforms to support online payment processing.

Logo