Merchant One Review 2025

Credit card processing for businesses of all sizes

Monthly Fee

$13.95

Devices

Clover, Pax, Verifone

Transaction Fee

0.29%–1.99%

Is Merchant One Worth Signing Up For?

Merchant One offers comprehensive payment processing solutions tailored for small to medium-sized businesses. With a 98% approval rate and next-day funding, it provides a seamless onboarding experience. The company supports various industries, including retail, hospitality, and e-commerce, ensuring businesses have the tools they need to succeed.


What Does Merchant One Include?

Merchant One provides a suite of features designed to streamline payment processing:

  • Mobile and desktop POS devices
  • EMV, NFC, and magstripe payment acceptance
  • Virtual terminal for keyed-in transactions
  • Recurring billing and customer vault
  • Integration with over 175 shopping carts
  • 24/7 customer support and dedicated account managers

Pros & Cons

  • Check Icon High approval rate, even for businesses with less-than-perfect credit
  • Check Icon Next-day funding to maintain cash flow
  • Check Icon Comprehensive support for various industries and business models
  • Cancel Icon No free trial

Merchant One at a Glance

Excellent
9.8

Editorial Score

9.0

Versatile payment processing solutions with robust support

Low Rates

8.5

Qualified rates starting at 0.29% for swiped transactions

Low Fees

9.0

Monthly fee of $13.95 with no setup fees

Payment Services

9.5

Supports in-person, online, and mobile payments

Additional Benefits

9.0

Access to a virtual terminal, customer vault, and shopping cart integrations

Customer Support

9.5

24/7 support with dedicated account managers

Merchant One Plan Pricing

Expense Type Cost
Monthly Fee $13.95
Qualified Swiped Rate 0.29%–1.55%
Qualified Keyed-in Rate 0.29%–1.99%
Terminal Placement Program Available

FAQs

How do I sign up with Merchant One?

Visit Merchant One’s website, provide your business details, and a representative will guide you through the onboarding process.

What hardware options does Merchant One offer?

Merchant One offers a range of devices, including Clover Mini, Flex, Station, Pax S80, S500, and Verifone VX-520.

Does Merchant One support online payments?

Yes, Merchant One provides a virtual terminal and integrates with over 175 shopping carts for online transactions.