Leaders Review 2025

Leaders Merchant Services - Transparent pricing with low rates & fees

Average annual premium

$432–$756

Contractors

10,000 in-network

Service call fee

$60-$75

Is Leaders Worth Signing Up For?

Leaders Merchant Services is a robust merchant account provider offering seamless payment acceptance solutions for in-store, mobile, and online businesses. Whether you're launching a startup or managing multiple business locations, Leaders equips you with essential tools—hardware, business funding, website design, and more. With low rates and commendable customer service, Leaders stands out as a top-tier option for entrepreneurs seeking streamlined financial transactions.


What Does Leaders Merchant Services Include?

Leaders provides an extensive array of payment and business services, including:

  • Merchant account services
  • EMV and swiped credit card readers
  • Mobile/NFC wallet payment processing
  • Online credit card payment solutions
  • POS systems and terminals
  • Website and logo design
  • QuickBooks and payroll integration
  • Business cash advances and loyalty card apps

Pros & Cons

  • Check Icon Free EMV card terminal
  • Check Icon 98% approval rating
  • Check Icon Industry-low rates starting at 0.15%
  • Cancel Icon Pricey early termination fee

Leaders Merchant Services at a Glance

Excellent
9.8

Editorial Score

10

Comprehensive business support and competitive pricing make Leaders a top pick

Low Rates

10.0

0.15% for swiped cards and 1.79% for keyed cards

Low Fees

10.0

$0.00 standard fees (subject to change)

Payment Services

10.0

Merchant accounts, POS, EMV devices, mobile/online payments

Additional Benefits

10.0

Signup bonus, website/logo design, business funding, loyalty apps

Customer Support

10.0

24/7 tech support via phone, live chat, and web form across all 50 states

Leaders Plan Pricing

Expense Type Cost
PCI Compliance Fee $129 annually
Swiped Cards From 0.15%
Keyed Cards From 1.79%
Monthly Service Fee Approx. $7.95

FAQs

How do I apply for a Leaders merchant account?

The application process is fully online. Provide standard business documentation, and you can expect approval in as little as 3-5 business days.

What is the $500 Assurance Program?

If you don’t save money using Leaders, they’ll refund you $500—no questions asked.

What hardware is available through Leaders?

Options include Clover Station, Clover Mini, VeriFone terminals, PAX pin pads, and mobile EMV readers.